Yang M., age 37, is a good mother to four children, and she always spends most of her time managing daily activities. Her daily duties include cooking meals, cleaning house, caring for her children, and controlling other property in and around her house. She has a life partner in her husband who works in the construction industry. She has one daughter who often generates income for Yang M. by working as a mobile hairdresser. Yang M.’s daughter wants to open a small shop to provide hairdressing services. Yang M. really wants to help her daughter but she doesn't have enough money to do so. Therefore, Yang M. is applying for a loan from Kiva to help her daughter open a small beauty salon.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.