María Sonia will invest her loan in buying clothes that she will then sell in her town. Her business does well and she has made good income. She also has customers who buy from her wholesale. She has been in this business for two years. She started her business on her own initiative since she wanted to support her husband with their household expenses and provide their children with the best possible education, which is the most important thing.
María Sonia re-invests the money she makes in the business since there are clothes that run out very quickly and her customers ask her for them. She doesn't like to have to disappoint them, telling them that she doesn't have them. Her biggest dream is to expand her business over time so that, through her business, she can get her family ahead in life which is the most important thing for her.
María Sonia's group is called "Ejidal" (Co-operative). The reason behind the name is that where the group members live, there is a co-operative building.
The people who make up this group are:
María Sonia V. Domínguez, who will invest her loan in buying clothes to sell in the town
Olga Lidia V. Pérez, who will invest her loan in buying live chickens which she will then sell in the town
Víctor V. Pérez, who will invest his loan in buying soft drinks which he will sell in the town
Bernardina V. V., who will invest her loan in buying wardrobes that she will then sell in neighboring communities
El préstamo solidado lo invertirá en la compra de ropas para luego venderlo en la misma localidad, en donde le va bien ya que a obtenido buenos ingresos, como tambien clientes que le compran por mayoreo con esta actividad lleva dos años.
Por su propia voluntad inicio con esto ya que tambien quiere apoyar asu esposo con los ingresos de su hogar y dándole lo mejor a sus hijos en educación lo más necesario.
De lo que va obteniendo lo vuelve a invertir en la misma ya que hay ropas que se le terminan muy rápido y su clientela se lo pregunta, para ello no darle una negatividad en no tenerla.
Su deseo más grande es que con el tiempo logre tener más grande su negocio para que con ello logre sacar adelante a su familia que es lo más importante para ella.
Su grupo se llama "Ejidal" la razón del nombre es porque donde ellos viven esta cerca una casa ejidal.
Las personas que forman el grupo son la siguiente:
María Sonia V. Domínguez: invertirá el préstamo en la compra de ropas para luego venderlo en la misma localidad.
Olga Lidia V. Pérez: invertirá el préstamo en la compra de pollos por reja para luego venderlo en la misma lo calidad.
Víctor V. Pérez: invertirá el préstamo en la compra refrescos para luego venderlo en la misma localidad.
Bernardina V. V.: invertirá el préstamo en la compra de roperas para luego venderlo en las comunidades cercanas de su localidad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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