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Cosmos Group
In this Group: Rosa Maria, Azucena, Priscila, Arisbel, Rosa Amelia, Edith, Leonor, Maria Dolores, Mariana
This group is called Cosmos and has 9 members.

Mariana N. is one of the group's members. She is 30 years old and studied up to high school level. She is a saleswoman and sells shoes through a catalog. She has two children. Mariana tells us that she started her business 2 years ago because of her economic situation and because one of her children needed medical treatment. Mariana would like to use her loan to stock up with merchandise as her orders have increased.

Rosa Maria Vázquez is another member of this group. She is 40 years old, studied to elementary school level, is a saleswoman and has 7 children. She has always worked selling different products such as clothes and seasonal products. She tells us that she has been in this business for 16 years since, as she has a large family, Rosa has to support her family's expenses. She saw that her orders were increasing and requested this loan so that she could invest in buying seasonal clothes.
View original language description ↓
Este grupo se llama Cosmos está integrado por 9 clientas, en él se encuentra L. señora Mariana N.. Tiene 30 años, estudió hasta L. secundaria, y es comerciante, venD. zapatos por catálogo. ElL. tiene 2 hijos, L. sra nos platica que inició su negocio hace 2 años debido a L. situación económica y a que uno D. sus hijos requería tratamiento médico. Con el prestamo quiere surtir mercancía dado que incrementó sus pedidos. En este mismo grupo se encuentra L. señora Rosa Maria V. D. 40 años, estudió L. primaria, es comerciante y tuvo 7 hijos. L. Sra siempre ha trabajado vendiendo diversos productos ropa y productos D. temporada, nos platica que lleva 16 años con el negocio ya que debido a que L. familia era numerosa, L. sra Rosa se vió en L. necesidad D. apoyar en el gasto familiar. L. Sra. Mariana vió que los pedidos iban en ascenso y solicitó el crédito para invertir en L. compra D. ropa D. temporada.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 59
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cosmos Group's $3,350 loan helped a member to invest in buying merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Jan 4, 2011
Currency Exchange Loss:
May 15, 2011