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Peterson O. is 68 years old and married with eight children who are all adults. He is a farmer from Kisii town in western Kenya. He has been practicing mixed farming for 40 years and employs one farmhand. His mixed farm produces maize, beans, tea, milk and sugarcane, which are all sold locally. Farming is his only source of income.

He has requested a loan of 45000 KES through Juhudi Kilimo to purchase and insure a dairy cow. The extra income from this loan will be invested into the family's other businesses. He would like to expand his dairy farming in the future by acquiring five more dairy cows and investing more in horticultural crops.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 730
    View loans »
    Kenya Loans Fundraising
  • $43,743,075
    Funds lent in using Kiva
  • 80.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Peterson to purchase and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Jan 4, 2011
Currency Exchange Loss:
Jan 15, 2012