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Grace is a farmer from Kisii town in western Kenya, where she has been farming for 13 years. Her main products are maize, potatoes, sorghum, tea and beans which are all sold locally. Grace is 33 years old and married with five children who are between the ages of 18 months and 12 years old.

She has requested this loan through Juhudi Kilimo of 30,000KES to purchase and insure a dairy cow. The extra income from this loan will go toward the education of her children. She plans to own a posho mill in the next five years.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 706
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 80.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Grace to purchase and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 4, 2011
Currency Exchange Loss:
Dec 15, 2011