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Tomasa
Tomasa C. R. lives in the Moyotepec community in the city of Ayala in the state of Morelos, Mexico. She is 42 years old, and she has an elementary school education. She will use the loan to increase the inventory in her business. She started her business two years ago in her sister’s house. There is a soccer field in the Abelardo neighborhood, and the players asked if she sold water or soft drinks.

She then decided to make a small investment to establish a stand, and she started to sell water and soft drinks. Her sister lent her the space that she currently uses. It is on the side of the soccer field in the Abelardo neighborhood. She opens it on Saturdays and Sundays. Sometimes her sister’s children help her take care of the business during the week.

Before she sold food she sold shoes by catalog. She did not like this business activity very much because she had to walk a lot, and in her new business she is not as tired. She is going to use the loan to buy soft drinks, bottles of water, snacks, juice, and sweets. She sells these the most. It takes her ten minutes using public transportation to get to her business.

She feels that her business is very important because her work gives her enough income for her living expenses. In addition, it gives her great satisfaction to run her own business. Also, through her business she knows a lot of people, and they all treat her respectfully.

In her business she primarily waits on the players, their families, and the fans that go to the games. One of the challenges that her business faces is the growing competition, which has caused her sales to drop. She uses the income from her business to invest in more products for her business. She also pays for the utilities at her business and her home.

She plans to buy different products than the ones she sells in order to have more variety in her business. Her future plans are to set up her business like a grocery store and to increase the number of customers she has.

Tomasa is married, and her husband is a bricklayer. They have three daughters. Rubí is 17 years old, Yesica is 22 years old, and Jazmín is 20 years old. As two of her daughters are married, they keep house and are not able to help in her business. Her youngest daughter goes to school. Sometimes her nephew helps her take care of the business during the week. On Saturday and Sunday she personally takes care of the customers.

Moyotepec is a peaceful village with fields.

Tomasa wants to say thanks to Kiva and to the Fundación Realidad, “I am grateful to those who are able to help us improve our businesses with this loan.”
View original language description ↓
La señora Tomasa C. R. vive en la localidad de Moyotepec, del municipio de Cd. Ayala en el estado de Morelos, México. Ella tiene 42 años de edad, estudio la educación básica. Su crédito lo va a utilizar para incrementar el inventario de su negocio, ella Inició su negocio hace dos años en la casa donde vive su hermana hay una cancha de fut-bol en la colonia Abelardo y los jugadores llegaban a preguntar si vendía agua o refrescos, Entonces decidió poner un puesto con una inversión pequeña, comenzó a vender agua y refrescos, El espacio que ocupa actualmente se lo prestó su hermana esta a un lado del campo de fut-bol de la colonia Abelardo, abre los días sábado y domingo y a veces sus sobrinos le ayuda a atender el negocio entre semana
Antes de dedicares a la venta de abarrotes vendió zapatos por catalogo pero esta actividad no le gusto porque tenía que caminar mucho, y en su negocio esta más descansada, ella va a comprar con su préstamo refrescos, botellas de agua, botanas, jugos y dulces que es lo que más vende. Para trasladarse a su negocio ella se hace 10 min. En transporte público. Considera muy importante su negocio pues de su trabajo obtiene las ganancias suficientes para su manutención además le da gran satisfacción ser la administradora de su propio negocio, además de que a través de su negocio conoce a mucha gente y todos la tratan con respeto. En su negocio atiende principalmente a los jugadores y sus familias, a los aficionados que van a presenciar los partidos. Uno de los desafíos que enfrenta en su negocio es la creciente competencia lo que ha hecho que disminuyan sus ventas. Las ganancias del negocio las utiliza para invertir en más producto para su negocio, además de pagar los servicios de su negocio y su hogar. Dentro de sus planes esta comprar productos diferentes a los que vende para tener más variedad en su negocio. Dentro de sus planes a futuro esta establecer en forma s u negocio como una tienda de abarrotes e incrementar el número de clientes.
La señora Tomasa es casada, su esposo es albañil, tiene 3 hijas: Rubí de 17 años, Yesica de 22 años y Jazmín de 20 años, como sus dos hijas están casadas y se dedican al hogar no le pueden ayudar en su negocio y su hija más chica estudia. A veces le ayuda su sobrino a despachar entre semana y el sábado y domingo ella atiende personalmente a la clientela. Moyotepec es un pueblo tranquilo, hay campo. La señora Tomasa quiere decirle a Kiva y a Fundación Realidad “les agradezco que pueden ayudarnos con este préstamo para mejorar los negocios”

About Mexico

  • $15,600
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,789,925
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Tomasa to buy soft drinks like Coca-Cola, Pepsi, Jarrito, Squirt, Mirinda, and bottles of purified water and sweets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 16, 2010
Listed
Jan 4, 2011
Currency Exchange Loss:
Possible
Ended:
May 15, 2011