Luis is 42 years old. He used to work for Autolasa, a company that repairs and fixes cars. He left his job with the experience he needed to start his own business. With his dad's help, he set up his own auto repair shop as he had experience in the business.
Luis lives in an urban area and he has gradually increased his customer base over the years. He works, with his dad's help, from very early in the morning. When he has a lot of demand he is also helped by other employees. He charges for each vehicle, depending on the collision, from $150 to $300. To continue with his business and in order to provide his children and wife with a better life, he would like to use this loan to buy paint, cement and blocks so that he can remodel his workshop to make it bigger. In the future, he would like to improve his service, expanding his business.
Luis de 42 años, trabajo es “Autolasa” una empresa que repara y endereza autos pero después de salir de ese trabajo el ya tenía la experiencia necesaria para tener su propio negocio.
Con ayuda del papa el comenzó con su taller de enderezado y reparación de autos ya que tenía también experiencia en esta actividad. Poco a poco viendo en una zona urbana ha incrementado su clientela durante estos años. Trabaja desde muy temprano con ayuda del papa y otros empleados cuando es mucha la demanda del servicio. Cobra por vehículo dependiendo el choque a $ 150.00 - $ 300.00.
Para seguir con su negocio y darle una mejor vida a sus hijos y esposa el quiere comprar con el préstamo pinturas, cemento, bloques para arreglar el taller para tener mas espacio. En el futuro quiere mejorar el servicio ampliando el negocio.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.