Chea S. is a 36-year-old farmer who lives in Kompong Tom province. She also feeds piglets for selling. She is married to Mr. Va Man, age 40, who earns a living by selling firewood around his village. He can make a profit of approximately $4.50 a day for supporting the family’s daily expenses.
In the past, Chea S. has always hired the neighbor’s cow in order to alleviate the chore of plowing her farmland. Now she hopes to buy her own cow, and that is why she is applying for a loan from Kiva.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.