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Rosa Emerita
Rosa Emerita M. G. is 38 years old and lives in the departmental capital of Santa Ana, together with her husband.

Rosa owns a bakery where she has worked for 16 years. For this reason, she is very well known in her area since she has always been a very hard-working woman who delivers all her orders on time and who observes very good standards of quality. On many occasions, her husband helps her to deliver the bread to the different places where she has regular customers.

Rosa is requesting a loan so that she can buy flour, butter, honey, sugar and other ingredients which she needs to make her bread. Rosa works hard every day to improve her business. Her business has been very profitable for her and allows her generally to have everything she needs.
View original language description ↓
Rosa Emerita M. G. de 38 años de edad, reside en la cabecera departamental de Santa Ana, donde vive junto a su esposo. La señora Rosa posee una panadería, en la cual se dedica a trabajar desde hace 16 años atrás, es por esta razón que ella es muy conocida en la zona ya que siempre ha sido una mujer muy trabajadora la cual entrega todos los pedidos a tiempo y que cuenta con muy buenos estándares de calidad. En muchas ocasiones su esposo le ayuda a repartir el pan por los diferentes lugares en donde posee clientes fijos. Rosa solicita un préstamo a través del cual pueda comprar harina, manteca, miel, azúcar y otros ingredientes más, los cuales son necesarios para la elaboración del pan. Rosa trabaja arduamente día con día para poder mejorar el negocio, el cual ha sido muy rentable para ella, y el cual le permite en gran manera contar con todo lo necesario.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 609
    View loans »
    El Salvador Loans Fundraising
  • $28,030,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Rosa Emerita to buy flour, butter and yeast for making bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Dec 31, 2010
Currency Exchange Loss:
Jan 19, 2013