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Em's Group
In this Group: Em, Em, Rin, Choun, Doeur
Mr. Em S. O. is 41 years old. He is the leader of this group loan, having been selected by the other members. They are located in Akreiy Ksatr village in Kandal province. The members of this group will use their portion of the loan to support their different purposes.

Mr. Em S. O. is a farmer who owns a plot of land which he uses to grow mango for a living. To support this farming, he would like to ask for a loan to buy fertilizers. His wife, Mrs. Chhay S. O., is 42 years old. She earns income by knitting clothes.

This couple has six children: one is employed in a company while the others are attending the local schoO..

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 280
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Em's Group's $900 loan helped a member to buy fertilizers for mango farm.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Sep 27, 2011