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Mrs. Nhoem Phal Village Bank Group
In this Group: Nhoem, Sin, Nhoem, Nhoem, Nheung, Lo, Nhoem, Sen, Men, Meas, Lou, Srey Choeun
Twelve people from the village of Dak Por in Takeo province make up this village bank loan. Mrs. Nhoem P. is the village bank president who has been selected by the other members, each of whom will use their portion of the loan for different purposes to improve their standard of living. She is a silk weaver who can earn some money to support her family by selling silk cloth. Since her business is going well, she wants to expand. So, for that purpose, Mrs. Nhoem P. is applying for a loan to buy more silk. Her husband, Mr. Vanak Noub, is a farmer who owns a small piece of land upon which he grows rice to sell to support his family, and he is also a rock breaker. This couple has three children, one of whom is a student. The others are too young to work or study.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 293
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Nhoem Phal Village Bank Group's $1,875 loan helped a member to buy more silk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 4, 2012