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Carmen Odila
Every two weeks the members of 'Las Orquideas' (The Orchids) community bank meet in the Los Tamarindos neighborhood of the city of Portoviejo, capital of Manabi. This city has been known for many years as 'The City of the Royal Tamarind Trees'.

Carmen has been a member of this community bank for 15 years. She likes the bank for the additional benefits that its members receive from the institution and because of the friends that she has made during her time as a member. Carmen is 57 years old, married and has 5 children who are all now grown up and living independently. Her husband is a truck driver.

Carmen sells products from catalogs. She sells Avon, Esika and Yanbal products (beauty products, cosmetics, perfumes and ladies' accessories). She also sells Leonisa-brand ladies' underwear. She works every day from 8.30am to 5.00pm. She makes her sales door to door and she travels to the town of Flavio Alfaro to make her sales. She leaves her goods on credit and collects payment for them every week. She says that she loves to sell and that she doesn't feel happy unless she is carrying out a business activity.

Carmen will use this loan to buy more merchandise such as underwear, costume jewelry, creams and perfumes. Her dream is to own her own store in her home as time is passing and she feels more tired every day.
View original language description ↓
En la ciudadela Los Tamarindos de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Las Orquídeas.

La señora Carmen esta en el Banco comunal hace 15 años y le gusta por los beneficios adicionales que brinda la institución y por las amigas que ha hecho en todo este tiempo. Tiene 57 años de edad, está casada y de esta relación tiene 5 hijos los cuales ya son mayores de edad e independientes. Su esposo es chofer de un camión.

Se dedica a la venta productos por catálogos de Avon, Esika, Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas). Además de ropa interior de damas de la marca Leonisa, trabaja todos los días desde las 8h30 hasta las 17h00, su forma de venta es puerta a puerta y se desplaza hasta la ciudad de Flavio Alfaro a realizar sus ventas, deja a crédito y cobra semanalmente dice que le encanta vender. Y que no se siente bien sino realiza alguna actividad.

Este crédito lo va a emplear en comprar más mercadería como ropa intima, bisutería, cremas y perfumes. Sus sueños son tener un bazar en su casa ya que el tiempo va pasando y se siente cada dia mas cansada.

About Ecuador

  • $10,200
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Odila to buy underwear, costume jewelry, cream and perfume.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 16, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011