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Silvana Monserrate
The members of the “Damas Positivas” (Positive Women) Communal Bank meet every two weeks in Portoviejo city, the capital of Manabí. It has been known as the city of the Royal Tamarinds for many years.

This is where we find Silvana, age 36. She is divorced, and she has a 15 year old daughter who is in high school. She has been in the communal bank for eight years, and she likes it because the loans are fast and do not have so many requirements.

She has a carwash on the Avenida del Ejército. In addition to carwash services, she also sells antifreeze and brake fluid. Also, in the evenings she uses the place as a garage. She works every day from 8:00 a.m. until 5:00 p.m. She pays a weekly salary to the three people that work with her.

She will use the loan to buy a machine for cleaning and washing carpets.

Her goals are to have her own house and her own place. She rents where she lives and the place where she has her business.
View original language description ↓
En la ciudadela Los Tamarindos de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Las Orquideas.

En este lugar encontramos a la señora Silvana, ella tiene 36 años de edad, está divorciada y tiene una hija de 15 años de edad la cual estudia en colegio. Está en el Banco Comunal desde hace 8 años y le gusta porque los créditos son rápidos y sin tantos requisitos.

Tiene una lavadora de carros en la Avenida del Ejército en la cual además de ofrecer este servicio también vende refrigerantes y líquidos de batería, además en las noches utiliza el lugar como garaje. Trabaja todos los días desde las 8h00 hasta las 17h00, con ella trabajan tres personas a quienes ella les paga un sueldo semanal.

Este crédito lo va a utilizar para comprar una máquina para limpiar y lavar alfombras. Sus metas son hacer su propia casa y tener su propio local, ya que donde vive y tiene su negocio es arrendado.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Silvana Monserrate to buy a machine to clean and wash carpets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 16, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011