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La Reforma 3 Group
In this Group: Catalina, Solanger, Altagracia, Carmen, Berta
Catalina is the coordinator of her group named La Reforma 3 (Reform). She has a long term partner and is a mother with 7 children, all living with her in a simple structure home, in a rural villa of San Pedro de Macoris, a city famous for baseball players and sugar cane industries. The main economic activity here is the free trading zone, a cement factory, and other businesses. This area, like nearly all impoverished areas of the Dominican Republic, suffers from unreliable running water (none of which is potable) and electricity.

Catalina has been operating clothing sales for aproximately 10 years. She saved a small amount of capital and started her business. She plans to use this loan to buy jeans, shirts, underwear and other clothing pieces for both men and women. She will use the profits to reinvest in her business, like her other eight loans. She wants to have a successful business with employees. This is currently her most difficult challenge and her goal. By making her business more successful, she will have the opportunity to have a better life and to help others.

In the meantime, she plans to continue enjoying to read and watch television. Her story is generally representative of her group and of Esperanza's Haitian and Dominican clients, many of whom recently emigrated to the Dominican Republic from Haiti.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 11
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 37.2
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of La Reforma 3 Group's $1,575 loan helped a member to buy clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Jan 1, 2011
Currency Exchange Loss:
Jun 15, 2011