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Silvia Indaura
Silvia Indaura C. B. is 31 years old. She is a widow and has 3 children aged 14, 11, 9. She lives with her children in Chillanes canton, in Bolívar province.

Silvia is a member of the 'Unidos Somos Más' (United We Are Stronger) rural loan group. This new loan group is located in Matilde Esther, in Guayas province, 2 hours from our Chillanes office, in Bolívar province. The group has 23 members who work in a number of different business activities such as farming, livestock raising and running small restaurants and eateries.

Silvia has a business growing cassava and raising chickens. She has had her business for one year. She buys and sells her products in Matilde Esther. Silvia is requesting this loan to expand her business and improve her service. Her goals for the future are to own her own home and business with which she can get ahead in life. The challenges that she faces are small health problems and the winter season when there are no harvests. In her spare time she likes to play indoor soccer, to dance and to sing. She enjoys celebrating the local fiesta which takes place every 8th of December.
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Silvia Indaura C. B. tiene 31 años, es viuda y tiene 3 hijos de 14, 11 y 9 años. Ella vive con sus hijos en el cantón de Chillanes en la provincia de Bolívar.

Silvia Inalvra es miembro de la ventanilla rural Unidos Somos Más. Esta nueva ventanilla hace parte de la comunidad Matilde Esther en la provincia de Guayas. Esta comunidad esta ubicada a 2 horas de la oficina de Chillanes en la provincia de Bolívar. El grupo cuenta con 23 socios y se dedican a diferentes actividades como agricultura, cría de ganados y pequeños restaurantes y comedores.

Silvia Inalvra tiene su negocio de sembrio de yuca y cría de pollo desde hace 1 año. Ella compra y vende sus productos en Matilde Esther. Ella solicita este crédito para ampliar su negocio y para mejorar el servicio.

Sus metas para el futuro son tener su casa propia y su negocio propio con que pueda salir adelante. Los desafíos que ella enfrenta son pequeños problemas de salud y la época de invierno cuando no hay cosechas.

En su tiempo libre le gusta jugar indoor, bailar y cantar. También disfruta salir a la fiesta del pueblo que se celebra cada 8 de diciembre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Silvia Indaura to expand her business and improve her service.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012