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Alonso Herminio
Alonso Herminio A. is 42 years old. He is married and has 4 children (25 year-old Miguel Angel, 24 year-old Victor Alonso, 22 year-old Johana Alexandra and 14 year-old Kruzkaya Kayetara). He lives in Chillanes canton, in Bolívar province.

Alonso Herminio is a member of the 'Unidos Somos Más' (United We Are Stronger) rural loan group. This new group is located in the community of Matilde Esther, in Guayas province, 2 hours from our Chillanes office in Bolívar province. The group has 23 members who work in different business activities such as farming, livestock raising and running small restaurants and eateries.

Alonso Herminio works in a locksmith's shop. He buys and sells his products in Matilde Esther, Bucay and Milagro. He is requesting this loan to expand his workshop. His dream is to have a metal roof. The biggest challenge he faces in his business is customers not collecting the work he has done on time. His hobbies are watching soccer on television and going out to watch outdoor and indoor soccer matches which take place in the community.
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Alonso Herminio A. tiene 42 años, es casado y tiene 4 hijos (Miguel Angel, 25, Victor Alonso, 24, Johana Alexandra, 22 y Kruzkaya Kayetara, 14). El vive en el cantón de Chillanes en la provincia de Bolívar.

Alonso Herminio es miembro de la ventanilla rural Unidos Somos Más. Esta nueva ventanilla hace parte de la comunidad Matilde Esther en la provincia de Guayas. Esta comunidad esta ubicada a 2 horas de la oficina de Chillanes en la provincia de Bolívar. El grupo cuenta con 23 socios y se dedican a diferentes actividades como agricultura, cría de ganados y pequeños restaurantes y comedores.

Alonso Herminio trabaja en cerrajería. El compra y vende sus productos en Matilde Esther, Bucay y Milagro. El solicita el crédito para incrementar el taller.

Su sueño es tener una cubierta metálica. El mayor desafío que se enfrenta en el negocio seria que los clientes retiren sus obras en el tiempo estimado.

Sus hobbies son ve el futbol en la televisión y salir a ver el futbol y el indoor que se realiza en la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 56
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Alonso Herminio to expand his workshop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012