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Pen's Group
In this Group: Pen, Vath, Ham, Chea, Pho, Kong, Nou, Un, Thou, Phem, Bun, Don, Pen, Phorn, Reach, Tep, Chea, Pauk, Sum, Huoy, Kim, Maung, Leak, Yuos, Yuos
This village bank loan consists of twenty-three members who are located in Ta Reab Doun Sa village in Kandal province. This village bank selected Mrs. Pen P., 39 years old and a married woman, as the village bank president. Each member of this village bank will use their portions of the loan to support their different purposes.

Mrs. Pen P. is a farmer who rents 2 hectares of land which she uses to cultivate lotuses to sell to support the family. She would like to ask for a loan to buy lotus seeds, fertilizer, and pesticide for cultivating lotuses. Her husband, Mr. Pum Ly, 48 years old, has a job as a construction worker where he can receive a little salary to support his family.

This couple has five children: Two of them are seamstresses in a garment factory and two are attending the local school while the youngest one is only 3 years old.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pen's Group's $4,850 loan helped a member to buy lotus seeds, fertilizer, and pesticide to grow lotuses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 4, 2012