Ka R. is an older woman of fifty-three years and the mother of three children; all of her children are married and have already started new homes. Ka R. sells dried fish that she buys in bulk on credit, which she also repays out of her income after she finishes selling the dried fish. Her husband always assists her in selling the fishes. They always used their old motorbike to pick up and for selling their product around the community every day. Unluckily, their old motor is broken and they often spent a lot of money to fix it so many times. For saving cash with repair costs, Ka R. has decided to borrow a loan from Kiva to buy a new motorbike for replacing the old one which is broken.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.