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Sewing clothes is the main part of 43-year-old Sen M.'s daily duty at a garment factory in Cambodia. Sen M. has been engaged in her job since 2002 and earns a fixed salary. She has a life partner in her husband who also works in the garment factory. The couple helps each other earn money to increase their standard of living to that of other familes in the Phnom Penh.

Sen M. says that she has difficulty traveling to her work place. She and her husband always travel to work by hiring a taxi because they don't have their own vehicle. In order to solve this problem and cut costs, Sen M. is seeking a loan in the amount of $1000 to buy a used motor to provide transportation without hiring a taxi.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 225
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sen to buy a used motor to provide transportation without hiring a taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2010
Jan 1, 2011
Currency Exchange Loss:
Oct 15, 2011