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So's Group
In this Group: So, Sou, Hem, Hem, Hem, Out, Pan, Soeung, Ith, Tob, Chhun, Kan, Chea
Thirteen members form this village bank loan, located in Krouch village, Kandal province. Mrs. So S., a 41-year-old married woman, has been selected as the village bank president. With the loans, they hope to increase their income to improve their families' living conditions.

Mrs. So S. is a farmer who owns a plot of land that she uses to cultivate rice for a living. She faces a problem in that her rice field does not have enough water to support it. So, she decided to ask for a loan to purchase a water pump to irrigate her crop. As well as farming, she also breeds pigs and poultry.

Her husband, Mr. Mang Vanna, 43 years old, works as house constructor and also helps on his wife's farm. They have five children; one is a farmer, the others are attending the local village school and also help in their mother's businesses.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,034.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of So's Group's $2,150 loan helped a member to purchase a water pump.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 4, 2012