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Dolores Aurora
Dolores is 37 years old and a teacher. She is a single mother and has a 13 year-old daughter who is in school. In spite of the fact that she doesn't receive any money from her daughter's father, Dolores has worked hard so that her little one hasn't wanted for anything. She has been working as an elementary school teacher for 11 years. She does her job with a great deal of commitment and care.

Dolores is requesting her sixth loan from AFODENIC, with Kiva's help. She is grateful to Kiva for her previous loan which she used to build a room in her house. She requires a new loan to build a room for her daughter so that she can live in better conditions.

Dolores' dream in life is for her daughter to continue studying so that she can grow up to be a good person. She would also like to gradually improve her home and make sure that she and her daughter don't want for anything.
View original language description ↓
La profesora Dolores de 37 años de edad, es madre soltera de una niña de 13 añitos de edad la que estudia su primaria, a pesar que no recibe la ayuda del papà de su hija, dolores ha luchado para que no le falte nada a su pequeña, labora como docente de primaria desde hace 11 años desempeñandose con gran dedicaciòn y esmero.

Està solicitando su sexto crèdito a AFODENIC con la ayuda de Kiva a quien agradece por el financiamiento anterior el que ocupo para construir su habitacion. Requiere nuevo credito para construir una habitaciòn para la niña y asi gozar de mejores condiciones.

Su sueño en la vida es que su hija siga estudiando para que sea una persona de bien y mejorar poco a poco su vivienda, al igual que no le falte el pan de cada dia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,079,250
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Dolores Aurora to build a room.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 22, 2010
Feb 1, 2011
Currency Exchange Loss:
Oct 16, 2012