Pol R., 58, lives in the province of Kompong Tom, and he six children, one is married, and is employed in garment factory as a sewing worker. The remaining five are single, and one of them is working in restaurant next to the local market. Pol R. can live in simple life because of selling firewood which he buys fR. other villagers in the bulk with low price and then sells out to gain profit. Pol R. could get an income fR. this carrier averaging $2 per day to support in his family with daily expense. Pol R. has no a life partner because he was divorced fR. his wife for years. Nowadays, Pol R. is seeking for a loan to buy two cows which can be rented out to farmers for additional income. The cow can also be used for breeding purposes so he can also raise its offspring. That is the reason why Pol R. would like to borrow a loan fR. Kiva.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.