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Girasoles Group
In this Group: Felicidad, Juana , Basilica Estela , Lucia Veronica, Isabel, Janneth, Cristina, Efrain Marco, Maria Eugenia, Zulma, Francisca
The GIRASOLES (Sunflowers) community bank is entering its 12th loan cycle. The group has 11 members: 10 women and 1 man. Most of the members live in Villa Salomé, in Alto Pampahasi. The group's members work selling a variety of products such as: groceries and foodstuffs in a neighborhood store, meals, vegetables, cosmetics, clothes and books. They also work sewing 'polleras' (traditional skirts) and knitting clothes.

During the last loan cycle, all the members of this group paid their loans back on time. There were a few small problems with one of the members but these were solved immediately.

Felicidad is the leader of this community bank. She is currently the bank's president. Her business is sewing 'polleras' (traditional skirts) in her own home. She also sells products in a neighborhood store. She has been in this business for 25 years. Her loan will be used to order foodstuffs wholesale such as noodles, sugar, rice, cookies and soft drinks. Felicidad is married to Félix who works from home as a mechanic.

Felicidad stands out as a responsible member of her community bank who is always punctual in making her loan repayments. She leads her bank in an organized way, requesting her fellow members to be responsible with their loans and make their repayments on time. She has been the bank's president for several loan cycles.
View original language description ↓
El Banco comunal GIRASOLES, en su ciclo 12, está conformado por 11 clientes, 10 mujeres y 1 varón, la mayoría D. las socias pertenecen a la Zona D. Villa Salomé, que están ubicados ingresando por Alto Pampahasi. Las socias se dedican a la venta D. diversos productos como ser, venta D. abarrotes y víveres en tienda D. barrio, venta D. comida, venta D. verduras, venta D. cosméticos, venta D. ropa y libros, también se dedican a la costura D. polleras y tejidos D. ropa En la secuencia anterior todas cancelaron muy bien con pequeños problemas D. una socia los cuales fueron solucionados D. inmediato.
La Sra. Felicidad Es la líder del banco comunal, actualmente toma el cargo D. presidenta se dedica a la costura D. polleras en su mismo domicilio y a la venta D. otros productos en tienda D. barrio, cuenta con esta actividad hace 25 años, el préstamo será destinado a los pedidos D. víveres por mayor como fideos, azucar, arroz, galletas y refrescos. Casada con el señor Félix, que trabaja como mecánico en el mismo domicilio.
En su banco comunal se ha destacado como una persona responsable y puntual en sus pagos, también dirige D. manera ordenada a su banca pidiendo a sus compañeras responsabilidad con el crédito y puntualidad en los pagos. Asimismo ha sido la presidenta durante varios ciclos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $30,226,200
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Girasoles Group's $4,275 loan helped a member to buy foodstuffs to stock her neighborhood store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 11, 2010
Listed
Dec 28, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011