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Julio Cesar
Julio Cesar V. M. is 23 years old. He lives with his common-law wife and daughter in Ventanas canton, in Los Ríos province.

The members of the JERUSALEN community bank are located in Caimito district, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this community bank work in short-cycle agriculture, growing corn, rice and pigeon peas. They have been in this line of work for many years.

Julio Cesar is a farmer who grows corn, rice and pigeon peas. He buys his products in the García and López shopping areas and sells his products in the Vaca shopping area. He is requesting this loan to buy farming supplies and fertilizers for his corn, rice and pigeon pea crops. The support of this loan will help him to financially cover his needs. He faces challenges such as insect infestations, plant diseases and changes in the weather. His dream is to buy a farm.

Julio Cesar likes taking part in sports.
View original language description ↓
Julio Cesar V. M. tiene 23 años de edad, Vive en Unión Libre, vive con la esposa y la hija, vive en el Cantón de Ventanas Provincia los Ríos. Tiene 1 hijo.

Los miembros de la V.R.C. JERUSALEN, se encuentra ubicada en el recinto el Caimito, perteneciente a la parroquia puerto pechiche Cantón Pueblo Viejo, esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul , esta actividad llevan mucho tiempo haciéndolo.

Julio Cesar se dedica a la agricultura a la siembra de maíz y arroz y fréjol gandul. Compra sus productos en el Comercial García y Comercial López y vende los productos en el Comercial Vaca.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y arroz y fréjol gandul. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar una finca.

Le gusta practicar el deporte.


Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 10
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Cesar to buy farming supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 13, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011