Elmira A. has been trading in clothes since 2000. The business place is her house, which is a comfortable trading-spot for the neighborhood which gives orders to her for every season.
With winter season demand increasing, Elmira has applied to Kiva partner SEF for a loan to cover the purchasing costs for a new clothing inventory.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.