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Ladiri  (Loyalty) Group
In this Group: Saran , Sitan , Jeanne , Massan , Minata , Fanta , Fatoumata , Kadia
Ladiri is a group of women from the Hamdallaye district of Koutiala who live in large traditional families with their husbands, children, and other parents.  The group members average 43 years of age and are mothers of at least five children.  They do commerce in a variety of goods, such as firewood, clothing, and food. To increase the size of their businesses, the group members decided to join the loan program at the micro-finance institution Soro Yiriwaso.  

Saran Touré, who is the president of the group Kotognontala, sells firewood and various goods, such as candies, cookies, croquettes, peanuts, chocolate, etc.  She plans on using her loan to buy a few cart loads of firewood from producers and also some food items, which will be purchased at the end point in Koutiala.  She acquires firewood in the villages, such as Beleso, Sanga, and Welengana.  Her stock of firewood, which is very substantial, is warehoused in a place at the concession.  She sells the wood retail and for cash at the house to a customer base composed exclusively of housekeepers.  The food items are sold at a spot adjacent to the private school Komi Diossé during recess.

While the group members each plan on making an average profit of 60,000 francs CFA over the course of the cycle, Saran Touré plans on making 70,000 francs.  In addition to repaying the loans, they plan on using a part of the revenues for coping with common family expenses.
View original language description ↓
Ladiri est un regroupement de femmes du quartier Hamdallaye de Koutiala qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 43 ans et mères d’au moins 5 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels, le bois de chauffe, les habillements et autres produits alimentaires etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso.
Saran Touré qui est la présidente du groupe Ladiri vend le bois de chauffe et divers autres articles tels les bonbons, biscuits, croquettes, arachide, chocolat, etc.
Elle compte utiliser son prêt pour acheter, des chargements de charrettes en bois de chauffe auprès des producteurs et divers autres produits alimentaires qui seront achetés au point final à Koutiala. Elle se procure en bois dans les villages tels Beleso, Sanga et Welengana. Son stock de bois est entreposé dans un endroit de la concession, est très important. Elle vend le bois en détail et au comptant à la maison à une clientèle composée exclusivement de femmes de ménages. Les produits alimentaires sont vendus aux abords de
l’école privée Komi Diossé pendant la recréation.
Tandis que Les membres du groupe Ladiri comptent réaliser un bénéfice moyen de 60 000FCFA chacune au cours de ce cycle, Saran Touré compte réaliser 70 000FCFA.
En plus du remboursement des prêts, elles comptent utiliser une partie du revenu pour faire face aux dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 495.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD