The group members sell fruit and vegetables, as is the case with Ms. YOUMA K., and they are active in food service, etc. With her loans YOUMA plans on buying 10 baskets of fruit and vegetables. She gets her supplies at the big market of Sikasso. Accepting cash and often credit from a customer base composed of men and women, she makes her sales out of her home, at the Sikasso market, and in neighboring villages.
She envisions making an average monthly profit of 37,500 francs CFA. Part of the profits will be put into savings and used for meeting family needs. The other part will be invested in her business. She is counting on having more capital in order to satisfy her customers further.
Elles sont à leur huitième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Les prêts précédents ont été bien soldés. Elles font la vente de fruits et légumes avec YOUMA K., la restauration, etc.
Avec son nouveau prêt, YOUMA compte acheter, 10 paniers de fruits et légumes. Elle s’approvisionne au grand marché de SIKASSO.
Elle vend à domicile, au marché de Sikasso et dans les villages voisins, au comptant souvent à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 37.500FCFA dont une partie sera utilisée pour l’épargne et les besoins de la famille, l’autre partie sera investie dans les activités.
Elle compte avoir plus de capitaux pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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