AWA S. plans on using her loan to buy 1 baskets of tomatoes. She gets her supplies at the big market of Sikasso. The tomatoes are sold for cash to a customer base composed of women at the MEDINE market in Sikasso together as a family. She envisions making an average monthly profit of 70,000 francs CFA that will be used for day-to-day family expenses. She has the ambition of increasing her sales in order to satisfy her customer base.
Elles sont à leur huitième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, les prêts passés ont été remboursés dans de bonne condition. Ce groupe de femmes fait le commerce de condiments tel le cas de AWA S., la présidente du groupe.
AWA S. compte acheter avec son prêt 10 paniers de tomates. Elle s’approvisionne au grand marché de Sikasso.
Les paniers de tomates sont revendus au marché de MEDINE à Sikasso et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 70.000 FCFA qui sera utilisé pour les dépenses quotidiennes de la famille .
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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