Sok T., 35, is a farmer who sells vegetables and fruits, earning an income of 3 USD per day. T. is married and resides with her husband and five children in Takeo Province, Cambodia, an area known for pre-Angkorean temples. Her husband is a construction worker, earning an income of 5 USD per day. The family spends 11 USD on food, 10 USD on electricity and 20 USD on other necessary expenses every month. T. is requesting a loan of 800 USD to purchase a motorbike for the family's use. In the future, she would like to use any additional profit to repair her house. This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.