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Enhzaya G. is 30 years old and lives with her husband and two-year-old child in Zavhan Province, Mongolia. She and her family live together in their own house and fenced area. Her daughter is in a local kindergarten and her husband helps her with the business. Enhzaya operates a used clothing retail business in her town. She started her business in 2000 selling a variety of secondhand products in Ulaanbaatar, a capital city of Mongolia. She moved to her current town in 2010 and continued to operate her used product trading business. After many years of successful operation, she has gained a lot of experience as a businesswoman. Enhzaya is a hardworking and honest woman who fights to build a decent life for her family. She is requesting a 2,500,000 MNT loan to purchase more used goods in order to increase her working capital.

Additional Information

About XacBank

This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.

About Mongolia

  • $5,900
    Average annual income
  • 18
    View loans »
    Mongolia Loans Fundraising
  • $15,459,050
    Funds lent in using Kiva
  • 1,230.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Enhzaya to purchase more used goods for resale.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 1, 2010
Dec 27, 2010
Currency Exchange Loss:
Jun 20, 2012