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Celinda Margarita
Every two weeks, the members of the 'Luz De América' community bank meet in the city of Portoviejo, the capital of Manabí. This city has been known for many years as the 'City of the Royal Tamarind Trees'.

Here we meet 59 year-old Celinda. She is single and lives with her sister and a niece. She has been a member of her community bank for 4 years and she likes it because it has helped her a lot and because the loans are quick and don't have too many requirements.

Celinda is a saleswoman. She sells all kinds of clothes. She makes her sales door to door although she also sells clothes from her home. She tells us that what she sells most of are women's and girls' clothes. Celinda also makes meals to sell. She generally makes up to 10 meals a day which she delivers to her customers. She works every day from 8.30am to 4.00pm. She buys her goods in Guayaquil once a month or whenever she needs to.

Celinda will use this loan to buy clothes, especially women's and girls' clothes. She will also buy ingredients for making her meals. Her dream is to extend her house.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Luz De América.

En este lugar conocimos a Celinda, tiene 59 años de edad, está soltera y vive con su hermana y una sobrina. Está en el Banco Comunal hace 4 años y le gusta Ya que le han ayudado mucho y porque los créditos son rápidos sin tantos requisitos.

Ella se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta, aunque también vende en su casa, nos cuenta que lo que más vende es ropa de mujer y de niñas. También prepara comida para vender por lo general prepara hasta 10 almuerzos al dia solo para entregar. Trabaja todos los días desde las 8h30 hasta las 16h00. Su mercadería la compra en Guayaquil una vez al mes o cuando necesite.

Este crédito es para comprar ropa sobretodo de mujer y de niñas, además de ingredientes para preparar los alimentos. Sus sueños son agrandar su casa.

About Ecuador

  • $10,600
    Average annual income
  • 55
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Celinda Margarita to buy women's clothes, girls' clothes and ingredients for making meals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2011