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Sharito Group
In this Group: Embertina , Velia , Celina , Natividad , Vianey , Epifania , Irma, Cirila *, Leonarda , Lucina
* not pictured
This group is called 'Sharito' and is located in the community of Xalpatlahuac, in the town of Tecoanapa Guerrero. The members of the group decided to give it this name because it is the name of one of the children of the lady who formed the group. This lady is also the group's president.

This story is about Celina C. X. since she is the group's president. She is 36 years old and a single mother. She has four children: 10 year-old Luis Ángel, 8 year-old Eleazar, 5 year-old Sharito and 2 year-old Alberto. Three of her children are in school. Two are in elementary school and her daughter is in the second year of pre-school. Her youngest is still too young for school.

Celina owns a grocery store which she has had for more than 7 years. She says that she decided to set up her business because she wanted a way of getting her children ahead in life and providing them with a better quality of life and a good education. Her business also allows her to look out for her children and not neglect them. She will use her loan money to invest in buying more groceries for her store such as: milk, oil, soft drinks, eggs, pasta, rice, sugar, salt, water, toilet paper and soap since these are the products that sell the most. She uses the profits from her business to get her children ahead in life and improve their quality of life. She can also now support them 100% with their studies so that they can have a better future.

She comments that her business is also benefiting the people in her community since she is the only person to have a grocery store and everybody shops there as it means that they don't have to go to another town to do their shopping which saves them time and money. Celina's goal is to provide her children with an education so that they can study at university and get into good professions so that they can have a better future. She also wants to grow her business a lot more. She is thinking of expanding her premises a bit more so that she can have more stock and a greater variety of products to improve and increase her profits.

Celina says that all her fellow group members are responsible people who fulfil their obligations and they all really like to work to improve themselves and overcome any difficulties. Celina thanks FRAC and Kiva on behalf of herself and her family because thanks to them she has been able to change her life and her children's lives since they will now have a better education and quality of life. The members of 'Sharito' and the business activities that they carry out are as follows:


Embertina B. G. - chicken sales
Velia B. A. - clothes sales
Celina C. X. - grocery store
Natividad H. H. - sweet sales
Vianey R. B. - bread sales
Epifania R. A. - fruit store
Irma Z. C. - embroidery
Cirila C. G. - chocolate milk sales
Leonarda G. Z. - dough sales
Lucina S. G. - 'aguas frescas' sales ('aguas frescas' are drinks made from fruit, cereals or seeds mixed with sugar and water)
View original language description ↓
Este grupo lleva por nombre "Sharito", esta localizado en la comunidad de xalpatlahuac perteneciente al municipio de Tecoanapa Guerrero, las personas que lo conforman decidieron ponerle este nombre por que así es como se llama uno de los hijos de la señora que formó el grupo y que además es la presidenta, la historia es acerca de la señora Celina C. X., ya que es la presidenta, tiene 36 años de edad, es madre soltera y tiene 4 hijos Luis ángel de 10 años, Eleazar de 8, Sharito de 5 y Alberto de 2 años de edad, de los cuales solo tres estudian dos primaria y la niña esta cursando el segundo año de preescolar, ya que el menor todavía es muy pequeño.
La señora Celina tiene una tienda de abarrotes con la cual lleva mas de 7 años. Ella dice que decidió iniciar con este negocio, por que quería buscar la forma de sacar a sus hijos adelante y darles una mejor calidad de vida y una buena educación, aparte de que esta actividad le permite estar al pendiente de ellos y no descuidarlos, el crédito que pidió lo va usar para invertirlo en la compra de mas mercancía de abarrotes como son: leche, aceite, refrescos, huevos, pastas, arroz, azúcar, sal, agua, papel higiénico y jabón, ya que es lo que mas vende.
Con las ganancias obtenidas de su negocio se esta beneficiando bastante por que esta sacando a sus hijos adelante, y mejorando mucho mas su calidad de vida, aparte de que ahora puede apoyarlos al cien por ciento con sus estudios, para que tengan un mejor futuro.
Comenta que con su negocio también esta beneficiando mucho a las personas de su comunidad, ya que como es la única que tiene una tienda de abarrotes, todos compran ahí y así no tiene que ir hasta el otro pueblo a comprar y así se ahorran tiempo y dinero.
La meta que se ha puesto doña Celina es darles una educación a sus hijos, para que asi puedan estudiar una carrera y obtener una muy buena profesión y puedan tener un mejor futuro, también quiere hacer crecer mucho más su negocio, ya que esta pensando en ampliar un poco mas su local para tener mucho mas surtido y mas variedad de productos, para mejorar e incrementar sus ganancias.
Ella dice que todos sus compañeros del grupo, son personas responsables, que cumplen con sus obligaciones y les gusta mucho trabajar, para superarse y sobresalir ante cualquier dificultad.
Doña Celina le da las gracias a nombre de ella y de su familia a FRAC y a kiva por que gracias a ellos pudo cambiar su vida y la de sus hijos, puesto que ahora tendrán una mejor educación y calidad de vida.
Los integrantes "sharito" y las actividades a las que se dedican cada uno de ellos, son las siguientes:
Embertina B. G.-venta de pollos
Velia B. A.-venta de ropa
Celina C. X.-tienda de abarrotes
Natividad H. H.-venta de dulces
Vianey R. B.-venta de pan
Epifania R. A.-frutería
Irma Z. C.-bordadora
Cirila C. G.-venta de choco miles
Leonarda G. Z.-venta de masa
Lucina S. G.-venta de aguas frescas

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $17,728,850
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sharito Group's $3,000 loan helped a member to invest in buying more groceries such as: milk, oil, soft drinks, eggs, pasta, rice, sugar, salt, water, toilet paper and soap.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2010
Listed
Dec 27, 2010
Currency Exchange Loss:
Possible
Ended:
May 15, 2011