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Irene Gardenia
Irene Gardenia C. O. is 45 years old. She has a common-law husband and lives with her parents and children in Chillanes canton, in Bolívar province. She has 6 children.

The members of the UNION SAN ANTONIO community bank are located in San Antonio precinct, in San José del Tambo parish, 150 minutes from our office, in Chillanes canton. The members of this group work in short-cycle agriculture, growing corn, cacao, oranges and cassava. They have been in this business for many years.

Irene Gardenia is a farmer who grows corn, cacao, oranges and cassava. She buys her products in Matilde Esther shopping area and sells her products in Bucay.

Irene Gardenia is requesting this loan to buy farming supplies and fertilizers for her corn, cacao, orange and cassava crops. The support of this loan will help her to financially cover her needs. She faces challenges such as insect infestations, plant diseases and changes in the weather. Her dream is to buy a house. She likes to travel.
View original language description ↓
Irene Gardenia C. O. tiene 45 años de edad, Vive en Unión Libre vive con los padres y con los hijos en el Cantón Chillanes Provincia Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. UNION SAN ANTONIO, Recinto San Antonio parroquia San José del Tambo distancia de la oficina a 150 minutos de la comunidad se encuentra dentro de los límites del Cantón Chillanes. Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, cacao, naranja yuca. Esta actividad llevan mucho tiempo haciéndolo.

Irene Gardenia se dedica a la agricultura a la siembra de maíz, cacao, naranja, yuca. Compra sus productos en el Comercial Matilde Esther y vende los productos en Bucay.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz, cacao, naranja yuca. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar una casa.

Le gusta viajar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Irene Gardenia to buy farming supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 7, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012