Check out some available loans that are similar to this one!
Mara Cecilia
Mara Cecilia R. A. is a hard-working woman who lives in El Bosque neighborhood, in the tourist city of Cartagena. She lives with her husband and two children aged 16 and 12. Mara makes and sells lunches to employees and workmen on construction sites. Before she started this business, she used to wash and iron people's clothes in their homes but one of her customers once suggested that she make some lunches for some extra workmen who had been hired in a nearby company and she accepted. Mara's business did so well that she managed to make in just one day what she normally made in three days of washing and ironing.

Mara currently makes 70% of her household's income. Her business is located in her home which allows her to be near her family all day. However, next year she plans to rent premises so that she can make her small business more independent and work more comfortably. Mara sells an average of 30 lunches at 4,000 Colombian pesos each. Her average profit margin is 40%. In order to make her deliveries on time she had to hire her sister to help her chop vegetables and cure the meat.

This is the first loan that Mara has taken from Fundación Mario Santo Domingo and she will invest all of it in buying foodstuffs wholesale so that she can obtain discounts by buying in bulk and paying cash. Mara says that the success of her business lies in the quality of her meals because she prepares them with a lot of fresh vegetables which gives them an original touch. They never harm anyone. Her most requested dish is coconut rice with fried fish, fried plantain slices and avocado salad. This is the flagship dish of the beautiful city of Cartagena.
View original language description ↓
La señora Mara Cecilia R. A. es una laboriosa mujer que vive en el barrio el Bosque de la turística ciudad de Cartagena. Vive con su esposo y dos hijos de 16 y 12 años. Se dedica a producir y vender almuerzos a empleados y obreros de algunas construcciones. Antes de ésta actividad, ella se dedicaba a lavar y planchar ropa a domicilio, pero en una ocasión, uno de sus clientes le propuso que preparara varios almuerzos para algunos obreros extras que habían contratado en una empresa, y ella aceptó. Le fue tan bien, que se ganó en un día lo que devengaba en tres días de lavado y planchado. Actualmente ella genera el 70% de los ingresos de su hogar.El negocio funciona en su casa, esto le permite estar cerca de su familia todo el día, pero planea el próximo año alquilar un local para independizar la microempresa y trabajar con más comodidad. Hoy en día vende un promedio de 30 almuerzos a un precio de $ 4.000 COP cada uno. El margen promedio de ganancia es del 40%. Para lograr los despachos oportunamente debió contratar los servicios de su hermana que le ayuda en picar verduras y relajar las carnes. Este es el primer crédito que la señora Mara tramita con la Fundación Mario Santo Domingo y se propone invertirlo en su totalidad en la compra de víveres al por mayor para obtener descuentos por volumen de compra y pago en efectivo. La señora Mara dice que el éxito de su negocio está en la calidad de sus comidas, porque las prepara con muchas verduras frescas que le dan un toque original y nunca le hacen daño a nadie. El plato que más le encargan es arroz de coco con pescado frito, patacón y ensalada de aguacate. Esa es la comida insignia de la hermosa ciudad de Cartagena.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 301
    View loans »
    Colombia Loans Fundraising
  • $13,967,850
    Funds lent in using Kiva
  • 1,915.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Mara Cecilia to buy foodstuffs wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 15, 2010
Listed
Dec 27, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2011