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Concorde Plus Group
In this Group: Derlin, Iza, Marie, Germaine, Landu, Marceline, Ngonda, Herve, Adéline, Patricia
Derlin is the chairman of a community bank named “Concorde Plus,” which is composed of 10 micro-entrepreneurs united in solidarity to receive Kiva loans through IMF HOPE DRC with the goal of developing their businesses.

Derlin is 42 years old and married with five children between the ages of one and 18. Four of his children attend school. Derlin runs a telephone booth and sells eggs. He started his business in 2003 with 200 USD and it has prospered since then with hard work. Derlin’s business is located in the city of Kinshasa. He has a good credit history with Hope DRCongo and has successfully repaid six loans.

Derlin is requesting a loan to purchase prepaid telephone cards and increase his inventory of eggs. He makes a weekly profit of 65 USD and wants to increase his working capital. In the future, Derlin’s ambition is to become the sole telephone card and egg provider in his area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Concorde Plus Group's $2,250 loan helped a member to purchase telephone cards and eggs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Dec 27, 2010
Currency Exchange Loss:
May 15, 2011