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Harutyun G. is 45 years old. He lives in Tsovagyugh village in the Sevan area with his wife and his grown-up son.

Harutyun is a cook and from 1984 until 1997, he worked on the Sevan lake coastal strip’s different cafés as a cook. Since 1997, Harutyun and his family have been engaged in animal breeding. On their farm, they have cows, sheep, goats, pigs and chickens that they rear on their own small plot of land.

Harutyun is asking for a 600,000 Armenian Dram loan to buy five calves for his farm, which will allow him to increase his family’s income in the near future.

This is Harutyun’s second loan from Nor Horizon, and he made his repayments without delay.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 116
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 360.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Harutyun to buy five calves for his farm.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 26, 2010
Currency Exchange Loss:
Jun 15, 2012