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Beverly Gil S. is a married woman who lives in Bagumbayan, Mactan, Cordova, Cebu . She earns her living by operating 2 business ventures: selling cosmetics products (Avon and Natasha) and ready-to-wear clothing. Her husband, Redentor, 31 years old, earns his living as a production worker. They have 2 children, 6 and 7 years old.

Beverly Gil joined NWTF-Project Dungganon in 2010 because she hoped for something better for her family. With the help of her past loan from NWTF-Project Dungganon and her own efforts, Beverly Gil has been incrementally lifting her family out of poverty. Her previous loan of PHP 5,000 helped her increase her monthly income to PHP 8,000, raising the family's standard of living. This time, for her 2nd cycle loan, she is borrowing PHP 10,000, which she intends to use for additional capital for her business (RTW & Beauty Products) in order to continue to save up for future home repairs and her children's education. Beverly Gil S. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 738
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 44.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Beverly to fund the operations of her cosmetics business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 9, 2010
Dec 26, 2010
Currency Exchange Loss:
Apr 15, 2011