The members of the V.R.C. NUEVO HORIZONTE ("New Horizon communal bank") are located in the recinto of Cachel y Grande, which belongs to the canton Ventanas. This communal bank is involved with short-cycle agricultural work such as the sowing of corn, rice, and pigeon peas, which takes a lot of time to do.
Wilmer Jaime is a farmer who sows corn, rice and pigeon peas. He buys his products in Agro Karlyta and sells his produce at the store Olivo. He is requesting the loan in order to purchase agricultural supplies and fertilizers to harvest corn, rice and pigeon peas. The support of the loan will help him meet his needs financially. He is faced with challenges such as insect plagues, crop diseases and variations in the weather. His dream is to be able to buy a farm. He enjoys sports.
Los miembros de la V.R.C. NUEVO HORIZONTE se encuentra ubicada En el recinto Cachel y Grande, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul., esta actividad llevan mucho tiempo haciéndolo.
Wilmer Jaime se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul. Compra sus productos en el Agro Karlyta y vende su producto en la comercial Olivo.
Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz, fréjol gandul. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder comprar una finca
Le gusta el deporte.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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