Villa Universitaria Group
One of the members is Ana who has a grocery store stocked with all kinds of first need articles.
She comments that the business helps her feed her family and she is satisfied with what she earns since this is what is most important for her.
She wants to buy a good amount of merchandise and this is what she needs the loan for: to buy meat, vegetables, fruit, dairy products and others.
She is grateful for being part of the group.
Besides the independent work of each one of them, they also undertake group activities to raise funds in order to have group capital. They also help one another reach their goal which, in particular, is to help their families economically.
Una de las integrantes es la señora Ana quien posee una despensa donde ofrece todo tipo de artículos de primera necesidad.
Comenta que el negocio le ayuda para la alimentación de la familia y se encuentra satisfecha con lo obtiene ya que para ella eso es lo más importante.
Ella quiere comprar una buena cantidad de mercaderías para lo que solicita el préstamo para la compra de carne, verduras, frutas, lácteos y otros.
Agradece por formar parte del grupo.
El comite ademas del trabajo independiente de cada una, también desarrollan actividades en forma conjunta para recaudar fondos con el fin de contar con un capital dentro del grupo, a la vez se ayudan mutuamente para llegar a los objetivos que es la de trabajar para apoyar económicamente a sus familias en especial.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid