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Jyldyzkan A., 35, is an entrepreneurial woman who lives with her family in the north of Kyrgyzstan. She has four children aged four to ten and her husband works at the local state office as an accountant. In order to support her husband in covering all the family expenses, Jyldyzkan decided to start her own cattle breeding business. With 13,000 KGS as starting capital, she managed to develop a farm with four cows, forty sheep, five goats and five horses. To reduce expenses for the livestock's foraging, she pastures her livestock in the mountainous areas with native grasses.

Jyldyzkan plans to use this loan of 30,000 KGS to buy more cattle. With the revenues from the loan, she plans to expand her business and build a barn for her cattle.

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. It uses Kiva funding to target the especially vulnerable population. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jyldyzkan to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012