La Esperanza Group
Erika is one of the bank's members. She is dedicated to buying and selling clothing, and also has a book store where she sells small items, including sweets. All her customers admire her efforts. Erika has a very united family with 1 child and a husband, who works as a bricklayer.
Erika is very satisfied with her activity and the training they receive as a group. She is requesting a loan to buy more clothing to sell, and to expand her book store.
Todas las integrantes del comité desarrollan actividades independientes, como son las ventas, preparación de comidas rápidas, algunas van a empezar a emprender actividades independientes con el crédito obtenido por la Fundación Paraguaya.
Las integrantes formaron un grupo muy unido y capaz de realizar conjuntamente actividades que fortalecen su compañerismo.
La Señora Erika es una de las integrantes del comité, ella se dedica a la compra y ventas de Ropas, también tiene una librería donde tiene minicarga, ventas de golosinas.
Todos sus clientes quedan muy admirados con sus trabajos.
Ella tiene una familia muy unida con 1 hijo y su marido quien trabaja como Albañil.
Se encuentra muy satisfecha con su actividad y las capacitaciones que recibe el grupo.
La señora Erika solicita el crédito para la compra de más Ropas y ampliar su librería.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid