Mathias Bahati N. is thirty eight years old and married with two children aged thirteen and nine. His business is located at Pirates beach in Mombasa, the coastal region of Kenya well known for its many many tourist attractions — not forgetting the Indian Ocean's white beaches. He has been selling stone carvings and sculptures for the last five years. He says that this business is profitable and the major challenge he has is financial constraints. However he works very hard to keep his business doing well. He is using his loan of Kes 80,000 to buy wood and stones to make more carvings to meet the high demand, especially during the Christmas season. He hopes to give a good life to his family and describes himself as customer friendly.