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Mauricio Ramon
Mauricio is 23 years old. He is a hard-working man who has always liked to work hard to support his family.

Mauricio lives in an urban area called Orquídeas. He has worked in a bakery since he was a teenager. He gradually learned the trade and then decided to set up his own bakery with his mom's help. His sales have improved over time. He currently gets up at 5.00am and makes his bread until 6.45am when he opens his bakery to serve his customers. He sells all kinds of different breads called 'enrollados', 'mixtos', 'dulces', etc.

Mauricio has a lot of aspirations for his bakery. For this reason, he would like a loan to buy 100kg sacks of flour. In the future, he would like to own another bakery in a different neighborhood so that he can make more income.
View original language description ↓
Mauricio de 23 años, es un hombre trabajador que siempre le ha gustado trabajar con esfuerzo para poder mantener a su familia.

Viviendo en una zona urbana llamada Orquídeas trabajo de adolecente en una panadería. Poco a poco fue aprendiendo y decidió ubicar una panadería con la ayuda de su mama. Como fueron mejorando sus ingresos en la actualidad se levanta a las 05h00am a elaborar los panes hasta las 06h45am que abre la panadería para atender a sus clientes. Vende toda clase de panes llamados enrollados, mixtos, dulces etc.

Tiene muchas aspiraciones para su panadería por eso quiere comenzar con un préstamo para comprar quintales de harina. En el futuro quiere tener en otro sector otra panadería para obtener más ingresos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mauricio Ramon to buy flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Dec 23, 2010
Currency Exchange Loss:
Jan 15, 2012