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Julia's Group
In this Group: Julia, Norma, Silvia, Feliciana, Zulma, Liduvina, Mirian, Juliana, Barsilisa, Elena, Gloria, Liliana, María, Perla, Yeny, Ramona, Liliana*, Blanca*
* not pictured
This group from San Juan del Paraná started through contact of one of the women with the Foundation. The group is now in its 12th loan cycle, working with the Foundation since 2005, with excellent payment history and a savings of 7.928.680 Gs.

The General Director of the group is Mrs. Julia F.. Her husband works on the farm and also helps in the kiosk which is her business.

The loans that she receives from the committee will be invested in purchasing merchandise (beverages such as soda pop, wine, and more) in order to stock her kiosk, which is very important for her and her family, as in this way they can get better prices and quantity. From the earnings that are generated from sales she makes the loan payment to her committee and the rest is important income for the family.

All the women of the group also are actively employed: selling clothes, selling vegetables, selling eggs, selling food, seamstress, etc.
View original language description ↓
Este grupo de San Juan del Paraná surgió por contacto de una de las señoras con la fundación, el grupo se encuentra en el 12º ciclo, opera con la Fundación desde el año 2005 con pagos excelentes, tienen un ahorro de 7.928.680 Gs.
La Directora General es la Sra. Julia F. su marido trabaja en la chacra y también ayuda en el kiosko que es la actividad .
Los créditos que ella recibe dentro del comité lo invierte en la compra de mercaderías (Bebidas como gaseosa, vinos, gaseosas, y otros) para surtir el kiosko , lo cual es muy importante para ella y su familia , ya que de esta manera consiguen mejores precios y cantidad. De las ganancias que le genera la venta ella paga la cuota de su comité y el resto es un ingreso importante para su familia.

Todas las señoras del grupo también realizan actividades productivas como ser : venta de ropas, venta de verduras, venta de huevos, venta de comidas , modista etc.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 92
    View loans »
    Paraguay Loans Fundraising
  • $31,557,250
    Funds lent in using Kiva
  • 4,600.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Julia's Group's $4,700 loan helped a member buy beverages such as wine, beer, soda pop, and more.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 23, 2010
Currency Exchange Loss:
Mar 15, 2011