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Gerardine is 38 years old, separated from her husband, and has three children and one orphan she cares for. Currently, three of her children attend school. Gerardine owns a beauty salon, which she has had for 13 years. She will use this loan to purchase hair products and cosmetics. With the new profits from her expanded business, Gerardine plans to expand her salon business and build another house to rent. She would also like to start a chicken farm in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 61
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 593.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gerardine to buy more hair products and cosmetics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 20, 2010
Dec 23, 2010
Currency Exchange Loss:
May 15, 2011