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Seraphine is 34 years old, married, and has three children. She also cares for her younger sister's children too. Currently, three of her children attend school. Seraphine sells boutique items, which she has done for 3 years. Her husband works together with his wife.

Seraphine will use this loan to purchase food stuffs, charcoal, sugar, soap, and beans. With the new profits from her expanded business, Seraphine plans to reinvest in the business for its growth. She dreams to have a shop in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 63
    View loans »
    Rwanda Loans Fundraising
  • $15,230,850
    Funds lent in using Kiva
  • 593.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Seraphine to buy more food stuffs and charcoal to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 20, 2010
Dec 23, 2010
Currency Exchange Loss:
May 15, 2011