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Justine owns a business that sells rice, sugar, cooking oil, soaps and salt. She is 44 years old, married and has seven children who are between six and eighteen years old and three other dependents. All of them attend school. Her husband has no defined job.

Justine has been selling rice, sugar, cooking oil, soaps, and salt for 16 years. Her loan will be used to buy more of these items to sell. She hopes to use the new profits from her business to build a house for her store, as she is tired of renting and she wishes to own a permanent site for her business. This is her plan for the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 57
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 593.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Justine to buy more home products to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 20, 2010
Dec 23, 2010
Currency Exchange Loss:
May 15, 2011