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Nally M. is an industrious and an active member of ASHI Antique North Branch Lipata Center 4, Lipata, Culasi, Antique Philippines. She is a 59-year-old widow and presently has five dependents, three of whom are still studying.

They earn their living through their tricycle and she has also a variety store in their barangay (neighborhood or district). The income that they earn from this business really helps her to sustain their basic needs. Though some of her children who already work help support her, sometimes it is not enough for their needs, especially if there are unexpected expenses.

Nally is one of the pioneer members of the branch. She has been a member for 11 years in ASHI and has already received several awards for being a good member. The Institution really helps her because through ASHI, some of her children have already finished their studies and have a stable job, and she has a tricycle.

For her next loan, she is planning to expand her store and to purchase again an additional motorcycle. These projects are very useful not only for her, but also to her children who do not have any source of income.

Her greatest dream in life is to have a decent house and to have savings for the future needs of the family.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1863
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Nally for a motorcycle and to expand her variety store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 1, 2010
Dec 23, 2010
Currency Exchange Loss:
Jan 5, 2012