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Oem P. is a modest villager living in the province of Siem Reap. She owns farmland in the village where she plants rice and vegetable crops to make an income. Oem P. is a divorced mother who has given birth to five children who are still single. Two of her children help her with the family's daily expenses by working as a fisherman and a porter in and around Tunle Sap River.

Presently, it is a good time for doing a dry-season rice-field, but Oem P. has still not planted her crops yet. Therefore, Oem P. hopes to use her Kiva loan to purchase seeds and fertilizer, and also to assist her son by buying fishing implements to catch more fish.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Oem to purchase seeds and fertilizer, and to buy fishing implements.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Jan 1, 2011
Currency Exchange Loss:
Mar 17, 2012