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Creativas 1 Group
In this Group: Leticia, Tania*, Emma, Cleotilde, Berenice, Esmeralda, Himelda, Maria Zoraida Edith, Hilda Miridia, Maria Guadalupe
* not pictured
This group is called Creativas 1, because it is composed of women who progress everyday through their work. It is located in Atlacomulco in the State of Mexico. The group has 10 members.

Himelda S. is one of them. She is 26, attended a vocational school, is a nurse and has four children: three sons and one daughter. She has been selling plants for 9 years. She applies for this loan to buy pots and seeds. This will help her improve the yield, growth and competitiveness of her business, the quality of her products and the satisfaction of her customers thanks to a greater variety of products (malvones, geraniums, gazanias, pansies, petunias, poinsettias, etc.). It is a long-term goal, she wants to increase her productivity and invest in shade plants to improve her competitiveness in the market.

Note: Emma is the second lady on the picture, from left to right.
View original language description ↓
Este grupo se llama CREATIVAS 1, porque son mujeres que día a día salen adelante con su trabajo. Está ubicado en Atlacomulco, Estado de México. El grupo está conformado por 10 integrantes. Himelda S., es integrante del grupo. Tiene 26 años estudió carrera técnica, es enfermera y tiene 4 hijos: 3 hombres y 1 mujer. Ella se dedica a la venta de plantas desde hace 9 años. Solicita el prestamo para comprar macetas y semillas, esto le va ayudar a mejorar su negocio con mayores rendimientos, crecimiento, calidad, competitividad y satisfacción del cliente en variedad de productos (Malbon, Geranios, Agazanias, Pensamiento, Petunias, Noche Buenas, etc.). Es un objetivo a largo plazo, desea aumentar su productividad e invertir en plantas de sombra para aumentar su competitividad en el mercado. Observaciones: La señora Emma es la que se asoma en la foto, la segunda de izquierda a derecha.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $18,125,250
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Creativas 1 Group's $3,650 loan helped a member to buy pots and seeds to increase her productivity.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2011